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Insights

Insights

The Publication

A weekly long-form essay on the economics and history of payments — how the market is structured, what current regulatory and commercial developments mean, and where they fit in the longer history of how value has moved. The essays draw on primary sources, interviews with practitioners, and the experience of working inside the market rather than writing about it from outside.

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UK Payments Landscape

A map of the UK payments market: who the acquirers, processors, gateways and infrastructure providers are, who owns whom, and how the commercial relationships between them actually work. Updated as the market changes.

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Find out where your money is going

The first conversation takes half an hour, costs nothing and commits you to nothing. If there is nothing here for you, we will say so.

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